My newest client now has her first real fulltime job out of school...but is having concerns about future education already. She knows that she wants to go on to an advanced degree but does not know in what. She realized that she needs several years of work experience before she figures it out, but is already concerned. While I am a big believer in planning ahead, I advise caution....one or two years of job experience can change one's perspective greatly. Unless you are sure of what you want to study, and are sure that at the end of spending lots more money and lots more time in school, there will be a good job, concentrate on building your professional background and leave thoughts of further education to the future.